How Much Does a Root Canal Cost Without Insurance?

You’ve got to be wondering how much does a root canal cost without insurance. We all have that little nagging toothache or fissure or cavity. You feel that’s going to drive you crazy if you don’t do anything about it, so you search the net for “root canal price” and hope it comes up with an answer that tells you that it’s affordable.

How Much Does a Root Canal Cost Without Insurance?

What is the Root Canal Procedure?

A root canal procedure is a treatment for a tooth that has become infected or damaged by decay. During this procedure, the nerve and pulp are removed from the centre of the tooth, and then the inside of the tooth is cleaned and filled. The tooth is then sealed to prevent bacteria from entering it again.

What Causes a Tooth to Need a Root Canal?

Tooth decay, trauma or an infection can cause damage to the nerve inside your tooth. Once this happens, bacteria can enter your tooth through these damaged areas and begin to multiply. Without treatment, this can cause pain and even lead to an abscess or other serious health concerns.

You must see your dentist immediately if you experience any symptoms of infection or pain in your mouth so that they can evaluate your teeth immediately.

A root canal is a dental procedure that can save your natural teeth. The root canal procedure aims to remove the damaged nerve and clean and disinfect the inside of the tooth.

Root canal therapy can be done in one visit, or it may require multiple visits over a period of weeks or months.

The tooth is cleaned and numbed. Then, an opening is made into the root canals using special files, drills, or other instruments. The infected pulp tissue is removed. The cleaned root canals are filled with a rubber-like material called gutta percha (sometimes spelt guttapercha).

A temporary filling is placed on the surface of your tooth to protect it during this healing time. You may experience some pain or sensitivity for about two weeks after treatment as your body heals from the inside out.

After this recovery period, you’ll need to return for another appointment to have your permanent crown put on your tooth (usually within two weeks). The permanent crown will help protect your tooth from further decay or injury while adding an aesthetic touch to its appearance.

How Much Does a Root Canal Cost Without Insurance?

According to the ADA Survey of Dental Fees 2021, the average cost of a root canal without insurance ranges from:

  • Front tooth — $620 to $1,100
  • Bicuspid or premolar (mid-mouth) — $705 to $1,250
  • Molar — $870 to $1,472

How Much Does a Root Canal Cost With Insurance?

The average cost of a root canal with insurance coverage ranges from:

  • Front tooth — $200 to $1,100
  • Bicuspid or premolar (mid-mouth) — $200 to $1,250
  • Molar — $300 to $1,472

Is A Root Canal Covered By Dental Insurance?

On average, the cost of a root canal with dental insurance can range from:

  • Front tooth – $200 to $900
  • Bicuspid/premolar – $300 to $1,000
  • Molar – $300 to $1,200

If you have dental insurance, your root canal should be covered at the tier indicated by your policy. What exactly do I mean? Insurance benefits are typically focused on prevention. In other words, people are willing to spend more on preventative services such as checkups and cleanings.

Those are normally completely covered. When you begin to acquire cavities or gum disease (both of which are avoidable problems), your coverage begins to dwindle. Your plan may pay 80% or 70%.

It’s an inducement to maintain your mouth healthy. Coverage for significant treatments is generally as low as 50%, which means you are paying for half of the root canal surgery (after covering any copays or deductibles.)

Root canal treatments are typically classified as “major” treatments. As a result, if you have substantial coverage, your insurer will cover them at a smaller percentage than they do other basic restorative work.

Your dentist’s office will assist you in coordinating with your insurance company to obtain a more exact breakdown of the cash amount that they will pay.

This figure can change depending on whether you’re enrolled in a specific plan (selected by you or your employer), met your deductible for the year, and visited an in-network or out-of-network dentist. Remember that you are only granted a certain amount of coverage per year.

Factors That Affect The Price Of Root Canal Procedure

Many factors affect the price of root canal procedures. Some of these factors include:

  • Location. The cost of root canal treatment varies from location to region, depending on the level of competition and the region’s health system. It also depends on whether the patient is a resident or an outsider. The treatment costs less for outsiders than for residents.
  • The type of tooth and its condition. The cost of root canal treatment varies according to the type and condition of your tooth. For example, the cost is higher if you have multiple teeth with damaged roots or if you have a molar with complicated anatomy.
  • The complexity of your case. The more complex your case is, the more time it will take and hence, the more money it will cost you to get treated by a dentist.
  • Your dentist’s experience level. A dentist with more experience may charge more for their services than one who is less experienced. If you’re looking for an affordable service, consider going with someone who has more experience performing this type of procedure.
  • The type of anaesthesia used. Some anaesthetic shots are needed for pain relief during a root canal procedure. These shots can add between $50 and $200 to your bill. However, these injections aren’t always necessary — it depends on what type of tooth requires treatment and how complicated the procedure is expected to be (for example, if there are several roots in one tooth).

What’s The Cheapest Way To Get A Root Canal? 

  • Dental Colleges

Going to a dental school for endodontic therapy is the very cheapest approach to having a root canal. You’ll most likely have to wait a bit for an exam and then much longer for the root canal. However, the cost of a root canal at a university dental school is likely to be less than half of what it would be in a regular dental practice.

You might even catch a glimpse of one of the post-graduate endodontic students specializing in root canal therapy! A dental school is unlikely to accept dental insurance or offer payment plans, but their cheap rates make dental care affordable to practically everyone.

  • Payment Schemes

Is there no insurance? No worries. A payment plan for your root canal can be employed with or without insurance coverage, making it easy to budget for your treatment as soon as possible.

Most dental payment plans provide restricted 6- to 12-month terms at 0% interest, with low-interest financing available for longer periods. You can typically gain rapid approval, so you won’t have to wait long to schedule any necessary treatment.

Some dental practices also offer in-house membership plans that feature a fixed discount on treatments such as root canals, fillings, and so on. The programs are often used as insurance substitutes, with no-cost checkups and cleanings.

  • Take Out Your Tooth

Although I strongly advise against it, pulling your tooth is a low-cost alternative to a root canal. A dental extraction can cost as little as $99 or $200, however, root canals are far more expensive.

However, if you do elect to have a tooth out, such “cheap” procedures are just temporary. The consequences of tooth loss will gradually risk the rest of your smile, potentially adding to your dental bill in the future.

Such include bone transplants, fixed dental bridges, or the placement of a new dental implant. The healthier and less expensive option would be just to get a root canal to save the tooth you already have.

What Are The Risks Of Not Getting A Root Canal?

The risks of not getting a root canal include the following:

Tooth pain. Not getting a root canal can cause tooth pain, which may get worse over time. The tooth might eventually become infected and need to be extracted in order to prevent further damage.

Infection. If you don’t get a root canal, the bacteria that are causing your tooth pain can spread to other parts of your mouth or into your bloodstream. This can lead to complications such as an abscessed tooth or even peritonitis (inflammation of the abdominal lining).

Extraction. If you don’t get a root canal and have an infection in your jawbone, the infection could spread into the bone and cause it to die (osteomyelitis). In this case, your dentist would need to remove part or all of your jawbone in order for you to live without pain and infection.


At the end of the day, your problem is that you need a root canal, and you don’t have dental insurance. So how much will it cost without insurance? The best way to figure out how much you’ll actually pay for your root canal procedure is to schedule an appointment with your dentist or contact him or her to ask how much he or she charges per procedure.

Depending on individual dentists and locations, this can vary quite a bit, but you’ll likely be looking at a total cost of somewhere between $400 and $1,500 at most. Of course, this will depend on your specific location and the extent of your dental problems — if you need more than one root canal, for example, this will affect your total. If you’re looking for alternatives to a root canal that are also less expensive, click here for our article on treatment options for infected tooth pain.

Disclaimer: Pricechekk is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to As an Amazon Associate we earn from qualifying purchases

Leave a Comment